Born and raised in Pittsburgh, Michael has guided business owners and those in the “Retirement Red Zone” (in – and approaching – retirement) for the past 35 years. He helps clients avoid mistakes and grasp a retirement reality: income is the outcome that matters. Michael’s approach lessens anxiety by managing and mitigating key financial risks, and developing an understandable, flexible, plan for durable retirement income.
Practicing as a CPA, bank trust officer, commercial lender, and advisor to business owners indoctrinated Michael to the range of integrated financial issues business owners and retirees face.
Through years of working closely with the “Advanced Markets” professionals of leading insurance carriers, Michael has developed an ability to identify individual, business, trust & estate, retirement planning, and other sophisticated needs, and deliver effective, tailored solutions.
After graduating from John Carroll University with a BA:BS degree, Michael became a CPA where he came to appreciate the “vastness of what he didn’t know.” This training instilled a rigorous work ethic, broadened Michael’s financial background, honed his problem-solving skills, and emphasized the importance of diligence.
A commitment to life-long learning and a willingness to challenge conventional thinking has served Michael and his clients well, and supports his mission to help people move into the future with confidence. Income planning has Michael illuminating the larger picture and guiding on a range of important decisions. Helping clients get and stay organized facilitates the confidence essential to a more fulfilling retirement.
Michael is a member of several professional associations. His professional designations include the RICP®, AIF®, FINRA Series 7, 65 and 63 licenses, and license to sell annuities and life, disability, health and long-term care insurance in several states including PA. Clients benefit from the firm’s constructive professional network of elder law, estate planning, and business attorneys, CPAs, Medicare specialists, home health care agencies, and various advanced financial, insurance, and tax planning specialists.
On a personal level, Michael is an avid reader and writer with interests in investing and financial news, personal development, classic film, travel, the Pittsburgh sports scene, basketball, dogs, blues music, and people with courage and integrity Happily married since 1985, Michael has lived with his wife and daughter in Cranberry Township since 1992.