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Our Commentary Archives - Page 2 of 2 - Michael M. McDonough, Inc.
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Our Commentary

Here's a look at some of several ways cash value life insurance helps individuals and businesses in uncertain times. With unparalleled, multi-faceted tax benefits, life insurance provides liquidity when needed via a system that distributes wealth exactly as intended, while facilitating estate equalization and planning for blended families. Among other benefits, life insurance can provide supplemental retirement income, and address several threats to wealth, including the peril of a long-term care need. ...

Planning for retirement is a responsibility that causes financial anxiety for many. This is understandable. As the first generation to fund retirement predominantly via our investments, it is abundantly clear: we 'Baby Boomers' are increasingly "on our own" for retirement security. A good way to lessen anxiety is to develop a plan for managing financial risks, and a formal, written plan for creating your retirement income is a good place to begin....